Buyer protection for stablecoin payments
Crypto has no enforceable refund. We add one, without breaking the rails.
Payments settle into escrow instead of the merchant's wallet. If the buyer disputes, an AI arbiter weighs the evidence from both sides, issues a signed verdict, and the contract executes it on-chain.
System status
PostgreSQL reachable
Base Sepolia · chain id 84532
API key loaded
http://carrier:4001
https://northline.assure.ink
What this stands on inside Mercuryo
Brings the merchants and the checkout traffic this sits in front of.
Identifies the buyer and the merchant behind a dispute.
Scores the merchant and flags patterns a single case cannot show.
Books the escrow leg and the settlement leg against the merchant account.
Turns a refund into money on a card or a bank account, not only on chain.
Holds the payment and executes the verdict. Base Sepolia.
Rulebook
The rules an arbiter has to work within, how evidence is weighed, and when a machine is not allowed to decide.
Review queue
Cases the automatic path refused to close, waiting for a person to sign them off.
Economics
What a merchant pays, what a dispute costs to decide, and where the revenue comes from.